Financing

Paying for community college can be overwhelming. Use the tools, resources and tips within this section to help you finance your education. From student loans to scholarships, we’ll cover the most common financial aid options available to community college students. Get money saving tips, learn more about Pell grants, and explore the federal work-study program.
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Updated   April 06, 2016 |
Community College Grants
What are college grants? Learn how they work and how you might obtain them for your college education.
The burden of financing your community college education can be eased slightly by the various Grants that are offered by the Federal Government. Unlike loans, grants do not have to be repaid once you have completed your community college education. Grant money is, essentially, free money. It can be used to cover tuition costs, books, and other school-related expenses. Navigating through the federal Grant world can be time-consuming, but it is well worth it as an investment in your education and your future.
 
The federal government gives Federal Pell Grants as a gift to those students who qualify based on need. The amount of the Federal Pell Grant varies from student to student, and depends partially on the cost of tuition. Many students will also be happy to learn that eligibility for the Federal Pell Grant does not depend on your GPA or any other achievements. It does, however, depend on these other factors:
  • Recipients must have a US Citizenship
  • Male recipients must show proof of their Selective Service registration
  • Recipients must have their high school diploma or a GED
  • Recipients must be enrolled in any undergraduate school
  • Recipients may only be awarded one Pell Grant in any year (Schweitzer 2007 - 1).
The financial aid office of your community college is likely to administer certain aid programs, all aimed at reducing the financial burden on students. In addition, most states also have a need-based grant program that is administered through the local colleges. Your local community college may also have certain grant programs that are
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Updated   September 13, 2017 |
Affording Community College
Learn about the different financial options you have for affording community college.
Embarking on a journey of higher education can be exciting, confusing and stressful all at the same time. To help with the financial aspect of education, current and prospective community college students are in a unique position to choose from various forms of student aid available. As you navigate your way through the myriad of financing options out there, let this overview help you in making the right decisions about financing your education.
 
While the average college tuition rates are rising fast across the country, you may be pleased to learn that the average cost of tuition at a community college is just under $2,300 per year (American Association of Community Colleges 2007). Although this cost is relatively low when compared to 4-year institutions, many students still find themselves looking for ways to finance their community college education. Unfortunately, it is also a fact that most parents are either unwilling or unable, for various financial or personal reasons, to finance all of the costs of sending their child to a community college.
 
You may be surprised to learn that there are over 1,200 community colleges across the country. In fact, 11.6 million students, just under half of all U.S. undergraduates, attend community colleges. Of those students, 47% receive some sort of financial aid (American Association of Community Colleges 2007).
 
The federal government alone provided more than $78 billion in various types of aid to college students last year (U.S. Department of Education, 2007). Although there is some indication that financial aid increases
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Recent Articles
December 01, 2017
Learn about trending community college topics this week such as San Francisco's move toward free tuition at community colleges and the rise in hunger and homelessness among community college students across the country.
December 01, 2017
This summer will be wrapping up before we know of it, and your first semester at community college is rapidly approaching. Are you ready for it?
December 01, 2017
To encourage students to pursue higher education, some states are considering plans to offer zero-tuition programs at public community colleges. These programs could make college a reality for many young people, however, critics argue such programs would cost taxpayers a significant amount of money.
Financing

Financing Basics

Build the foundation needed to navigate the community college financial aid system. Learn which schools are the most affordable, get money tips on reducing college costs, and explore the latest initiatives to make community colleges even more accessible.

Tuition

This section will help you prepare for the costs of attending community college and any future increases. Explore pricing plans, learn where you may be able to attend community college tuition-free, and examine the latest initiatives to make higher education more affordable.

Financial Aid

Our articles will provide you with the tools and resources needed to make sure you are qualifying for all the financial aid available, as well as maintaining your aid throughout your college career. Get the latest news on student loan interest rates, learn what to do when your financial aid is late, and explore all of your financial aid options.

Saving Money

This section is full of money saving tips for community college students. From free textbooks to finding affordable childcare, we’ll provide you with a wealth of information on keeping college affordable.

Grants & Scholarships

There's nothing better than free money, and these articles can help you get grants and scholarships for your community college education. Acquire information on Pell grants and why you should take advantage of them, learn how you can earn money through community college writing and get the latest news on scholarships and funding.