Saving Money

Every college student is familiar with the challenges of managing finances amidst the pressures of tuition and book costs. Burdened with tests and assignments, many community college students have little time to earn supplementary income while enrolled in courses as a full-time students.

Fortunately, that seemingly simple college ID in one's wallet can help students save hundreds of dollars each year! With nearly endless discounts explicitly offered for college students, showing your community college ID can help immediately increase the amount of cash in your wallet.

Technology on the Cheap

If you're in the market for a new laptop, cell phone, or other form of technology, it will benefit you financially to shop with companies that cater to students' needs. Many companies that offer technological products strive to attract buyers by offering college discounts.

For example, Apple Computers offers college students, instructors, administrators, and staff members "Apple Education Pricing" on select products. Simply by being a community college student, you may be able to save hundreds of dollars on your next computer. In addition, Apple offers occasional promotions specifically for students. For example, when an eligible student purchases a computer, they may be able to receive another free Apple product.

Other technology-based companies that offer various student discounts include Dell Computers.

This video describes Apple's Back To School program.

Almost Free Entertainment

Before paying for the rising cost of a movie ticket,

Amid economic uncertainty, rising tuition costs, and a competitive job market, many community college students are looking for ways to generate extra income. One alternative wage-earning option involves participating in monitored clinical trials and medical research studies. In addition to helping researchers develop new treatments, eligible participants may receive compensation that can help offset tuition, textbooks, transportation, and living expenses.

However, before signing up, students should understand both the benefits and the potential risks. While many clinical trials are carefully regulated and ethically conducted, participation is not appropriate for everyone.

Drug Trial Opportunities

While community colleges, nearby hospitals, universities, and medical centers may offer opportunities to participate in research studies, students often search for clinical trials through larger national databases.

One of the most comprehensive resources is ClinicalTrials.gov, a searchable database maintained by the U.S National Library of Medicine. The database lists thousands of recruiting and completed clinical studies from around the world, allowing volunteers to search by medical condition, location, eligibility, and compensation when available.

Individuals who are healthy, eligible, and willing to comply with all study requirements may earn supplemental income while contributing to medical research. Before participating, students should carefully review the informed consent documents and discuss any concerns with the study staff.

Examples of research studies include:

• Sleep deprivation studies
• Time isolation studies
• Medical drug trials
• Diet and exercise studies
• Addiction studies (including nicotine, caffeine, alcohol, and other substances)
• Vision, dermatology, psychology, and other physical or cognitive studies
• Sensory studies

Students interested in other ways to help

Accessing Free Healthcare: How Community Colleges Are Bridging the Medical Gap

Did you know that your local community college medical clinic may be an excellent source of free health care? USA Today reports that community area clinics helped nearly seven million uninsured patients in 2008! Considering that almost 21 percent of the nation’s citizens are currently struggling to pay medical and prescription drug bills, community college clinics are playing a large role in helping to fill the financial void.

How Can Community Colleges Provide Free Services?

Free healthcare services at your local community college may seem too good. After all, how can community colleges afford to provide free medical treatment? The answer lies in innovation. Through creative programs, community colleges leverage student support to create opportunities for free healthcare.

For example, students enrolled in dental programs, healthcare classes, and other medical fields are often required to participate in hands-on field practice. Community college clinics provide students in the medical field with realistic training experiences, which translate into mutually beneficial situations for both the students and the community.

In these clinics, students often hold the responsibility of providing examination and health services to any incoming patients. These students, of course, are highly qualified in their area of study, and they are also required to be supervised by a certified and licensed professional. This translates into solid medical care for the community.

This video offers an overview of Norco Community College's health services.

In a slow economy, single parents often feel the brunt of financial difficulties first. To help all students achieve their academic goals, a rising number of community colleges are providing single parents with special financial support. In fact, single parents may qualify for reduced or even free tuition, which can help them increase their skills and competitiveness in the job market.

The Tremendous Costs of Single Parenting

Many community colleges across the country recognize that single parents face greater financial difficulties than other students. Examining the struggles of single parents, Stamford Plus and Connecticut’s Fairfield County Community Foundation (FCCF) found that a single parent with one child living in the Fairfield area requires a minimum income of $58,000 each year—and this estimate only covers a parent and child’s basic costs!

Adding to this, the FCCF reports that 21,000 local households are comprised of a single female parent with a child or children under the age of 18. To respond to this large population’s needs, Norwalk Community College (NCC) has become a leader in the education field, providing new and innovative programs to support single parents.

On Campus, Single Parents Are Not Alone

Located in Norwalk, Connecticut, NCC has created a new Family Economic Security Program (FESP). With support from the Fairfield County Community Foundation’s Fund for Women and Girls and the NCC Foundation, eligible students will have access to

Many community college students juggle various personal responsibilities along with their academic requirements. Specifically, many community college students have young children and families to care for and support. Recognizing the importance of family and the lack of quality, affordable childcare in some cities, community colleges are implementing programs to offer support for their student-parents.

Community Colleges and Financial Support

Many state and local governments provide student-parents with financial aid, grants, and support, depending upon each student’s needs and family dynamics. For example, students at Wake Tech Community College can apply for the Childcare Grant. To be eligible, student-parents must demonstrate high financial need and be able to qualify for the federal Pell Grant. Additionally, they must be a single parent or a stay-at-home parent who is returning to school.

If awarded the grant, the student-parent will receive $650 per month to pay for childcare services. To maintain eligibility, student-parents must adhere to the following regulations:

• Maintain at least a 2.0 GPA.
• Complete the Free Application for Federal Student Aid (FAFSA) and be eligible for the Pell Grant.
• Must be enrolled in a degree, diploma, or transfer credit program.
• Submit monthly attendance sheets documenting class attendance.

By following these guidelines, students can focus on their coursework and not have to worry about the financial strain of paying for childcare.

This video reports on Salt Lake Community College's daycare program.

Am I Eligible for the Childcare Grant?