Tips for Minimizing Educational Debt While in School

Published May 18, 2016 |
Tips for Minimizing Educational Debt While in School
Education becomes more expensive with each passing year so it is important to make smart use of your student loans and to minimize your debt while you are in school whenever possible.

Many people will tell you that you can’t get a good job without an education – a college education. Unless you are lucky enough to receive a generous scholarship or help from family, you may be left paying for school on your own and you may need to take out a few student loans – or a lot of them. Unfortunately, the cost of tuition continues to rise each year and the average salary for an entry-level job just isn’t enough to pay off student loans for many people. If you are thinking about starting school, or if you already have, do yourself a favor and follow some of these simple tips for minimizing your educational debt while you are in school so that your loans are more manageable when you graduate.

Shocking Student Loan Statistics

According to the most recent reports for 2016, the total amount of student loan debt in the United States is about $1.23 trillion and that number is divided over more than 43 million Americans. The average graduate for the class of 2016 will be graduating with more than $37,000 in student loan debt – that number is up by a full 6% from last year. When it comes to student loans, there are a wide variety of different types and each type of loan has its own interest rates and rules for repayment. Direct loans make up the largest chunk of student loan debt with a total over $840 billion divided over nearly 30 million

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Updated April 13, 2016 |
Are Online Courses Better Than Traditional Classroom Courses?
In today's age of modern technology, a large portion of education occurs online. But are online courses better than classroom courses? What are the differences?

Community colleges offer a wide array of benefits over traditional colleges and universities. Not only to community colleges appeal to a large variety of students, but they cater to different learning styles as well with the availability of online courses as well as traditional classroom courses. But how do online courses really compare?

How Prevalent is Online Learning?

According to a 2014 survey, approximately 46% of college students are taking at least one online course and it is estimated that at least half of all college classes will be offered online by 2019. Not only is online learning a benefit for community college students, but large corporations are also starting to use e-learning as a training method. Even graduate students are taking advantage of online options to pursue their degrees. According to an article published by U.S. News, of an estimated 2.9 million graduate students in the United States, more than 20% of them study exclusively online – that number of closer to 11% for undergraduates. Online learning is increasing in popularity each year and the disparity in quality between the two options grows ever smaller. In fact, many students have admitted that they do not see a significant difference in the quality or depth of education they received through online courses and that they received from traditional classroom courses.

What Benefits do Online Courses Offer Students?

Some students simply learn better when they have time to peruse the material themselves outside of a classroom environment. This is just one of the many

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Updated February 17, 2016 |
Tips for Finding a Job After Community College
Finding a job after graduation can be tough but using the tips and helpful information in this article you can achieve success.
Follow these tips to find a job after graduation.

No matter where you choose to attend college you will eventually be faced with the challenge of finding a job. Some schools do a better job of preparing their students for life after college than others, but in the end it is really up to you do determine the course of your future. The more effort you put into your job search, the easier it will be to find a job you love.

Going to community college is not the right choice for everyone, but it does have a number of important benefits. For one thing, many students find that community college is much more affordable than a traditional university. Class sizes may be smaller and students may receive more one-on-one mentoring from academic advisors in community college. Still, finding a job after community college can be just as tough as finding one after attending university. In this article you will receive some useful tips and helpful information to help you find a job after graduation.

What are the Top Community College Degrees?

When it comes to choosing a degree program it is important to select something that you have an interest in. After all, it will likely be what you are doing for the rest of your life. In addition to choosing a field you love, you should also consider the job market in that particular field. As much as you love a particular subject, if there are no jobs available in that field you might be better off choosing another

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Updated February 10, 2016 |
Why Should You Take Elective Courses at Community College?
Many degree programs require students to take electives but what are the pros and cons of elective courses?
When it comes to taking college classes there is a certain degree of planning and forethought required. Different schools have different requirements in order to earn a degree and most colleges do not offer all of the required courses every semester. This is why you need to be very careful about planning your course selection to ensure that you get all the credits and core classes you need.
 
Core classes are the main part of any degree, but most colleges – both community colleges and universities – also require their students to take some elective courses. In some cases, students are required to take electives from certain categories but the beauty of elective courses is that you get to choose which ones to take. Even if your degree does not require any electives, however, you should still think about taking some because they can be very valuable for your education.
 
What Are Elective Courses?
 
The courses that you are required to take for your degree are typically referred to as core classes. These are the classes that every student must take in order to receive that particular degree. Elective classes are extra classes that may count toward your degree but which may not be directly related to the degree program you are in. You might choose to take elective courses that complement your degree or you could use them as an opportunity to explore another subject you think you might like.
 
For example, if you are going for a Bachelor of
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Updated December 03, 2015 |
Unique Ways to Pay for Your Community College Tuition
Tuition expenses continue to rise each and every year, forcing students to find ever more creative ways to raise money. In this article you will find plenty of creative ways to raise money for school.
Learn how to earn money for community college tuition.
The average published yearly tuition for a private 4-year college is about $31,000 and, for a public university it is about $23,000 for out-of-state students. For many people, paying this much for college simply isn’t possible – the cost of tuition in many cases is more than the average person makes in a year. For this reason, more and more students are turning to community colleges because they are generally more affordable than traditional 4-year colleges and universities.
 
Even if community college is cheaper than traditional 4-year schools, tuition is still a major expense. Many students take out loans to finance their education but they are still left with the cost of books, supplies, and fees. If you are struggling to pay your community college expenses, you will be glad to know that there are some options out there that don’t involve taking out more loans.
 
Money-Saving Tips Before Enrollment
 
To ensure that you save as much as possible on community college tuition, there are a few things you can do while you are still in high school. For one thing, you should take full advantage of any opportunities you have during high school to earn college credits – this may include taking Advanced Placement classes so you can skip low level college courses. You should also keep an eye out for scholarship opportunities. Many charitable organizations offer scholarships that can help you save money for college even if you don’t qualify for need-based aid. Talk to your school counsellor to see
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