Updated |
Community College Loans
Learn how college learns work and how you can use them to finance your education.
Embarking on a community college experience can be overwhelming for many students. After all, rising costs of education can quickly eat away at your savings or your earnings from a part-time job. For this reason, a loan may be just the answer you've been looking for. An educational loan can help you pay for community college, allowing you to work towards your degree without the added stress of wondering how you will pay for it. A student loan can be repaid over time, once you've completed your education.
 
It is important to keep in mind that borrowing money is expensive, even if it is in the form of a government-subsidized loan at a relatively low-interest rate. If you have any money saved or are able to work and attend community college part-time, these may be some great options to avoid having a large amount of debt upon graduation. Only you, your parents, and possibly a financial advisor can determine the borrowing/savings scenario that is ideal for you.
 
Types of Loans
 
There are a number of different education loans available, each one uniquely tailored to address the needs of certain individuals. When the federal government offers loans to students, these loans usually have low- interest rates. The Stafford Loan is the main vehicle by which the government loans money to students. Stafford Loans are further broken down into two subcategories:
  • Subsidized - In this case, the interest on your loan is paid by the government while you are still in school.
. . .read more
Updated |
Community College Grants
What are college grants? Learn how they work and how you might obtain them for your college education.
The burden of financing your community college education can be eased slightly by the various Grants that are offered by the Federal Government. Unlike loans, grants do not have to be repaid once you have completed your community college education. Grant money is, essentially, free money. It can be used to cover tuition costs, books, and other school-related expenses. Navigating through the federal Grant world can be time-consuming, but it is well worth it as an investment in your education and your future.
 
The federal government gives Federal Pell Grants as a gift to those students who qualify based on need. The amount of the Federal Pell Grant varies from student to student and depends partially on the cost of tuition. Many students will also be happy to learn that eligibility for the Federal Pell Grant does not depend on your GPA or any other achievements. It does, however, depend on these other factors:
  • Recipients must have a US Citizenship
  • Male recipients must show proof of their Selective Service registration
  • Recipients must have their high school diploma or a GED
  • Recipients must be enrolled in any undergraduate school
  • Recipients may only be awarded one Pell Grant in any year (Schweitzer 2007 - 1).
The financial aid office of your community college is likely to administer certain aid programs, all aimed at reducing the financial burden on students. In addition, most states also have a need-based grant program that is administered through the local colleges. Your local community college may also have certain grant programs that are
. . .read more
Updated |
Affording Community College
Learn about the different financial options you have for affording community college.
Embarking on a journey of higher education can be exciting, confusing, and stressful all at the same time. To help with the financial aspect of education, current and prospective community college students are in a unique position to choose from various forms of student aid available. As you navigate your way through the myriad of financing options out there, let this overview help you in making the right decisions about financing your education.
 
While the average college tuition rates are rising fast across the country, you may be pleased to learn that the average cost of tuition at a community college is just under $2,300 per year (American Association of Community Colleges 2007). Although this cost is relatively low when compared to 4-year institutions, many students still find themselves looking for ways to finance their community college education. Unfortunately, it is also a fact that most parents are either unwilling or unable, for various financial or personal reasons, to finance all of the costs of sending their child to a community college.
 
This video offers tips on how to pay for a college education.
 
 
You may be surprised to learn that there are over 1,200 community colleges across the country. In fact, 11.6 million students, just under half of all U.S. undergraduates, attend community colleges. Of those students, 47% receive some sort of financial aid (American Association of Community Colleges 2007).
 
The federal government alone provided more than $78 billion in various types of aid to college students
. . .read more
Updated |
Choosing a Community College
Learn how to evaluate and choose a community college that is right for you.
Many things factor in one’s selection process when choosing a community college. After briefly introducing you to these factors, we will discuss each factor in detail in turn. Here are some of the selection criteria that students consider when investigating community colleges:
  • Why are you going to school?
  • If you plan to continue with a four year degree, what type of articulation agreements does the community college have with four year colleges?
  • What type of coursework do you need?
  • Is cost an issue?
  • Do you want or need a virtual campus?
  • Do you have a four year college in mind?
  • Location, Location, Location!
  • On Campus Activities
  • Student Support
Let’s look at each of these factors in detail now that we have introduced them to you.
 
Most people attending a four year college go with the sole target of getting a four year bachelor’s degree to help prepare them for their professional career. But with community colleges, students attend for different purposes.Many students attend to get a two-year degree. There are, however, other end goals for students including:transferring to a four year college, getting a high school diploma, remedial education including “English as a Second language, personal growth, professional certification, or workplace required continuing education.” While nationwide statistics were not available, numbers are available by looking at records that BellevueCommunity College in Bellevue, Washington, collected from 2002 to 2004 on the purposes that their students reported for their enrollment intent. The following statistics is from their Fall 2004 student population (the statistics do not total 100% probably due to rounding
. . .read more
Updated |
What is a Community College?
Learn about what community colleges are, how they work, and how they can benefit you.
Ivy Tech Community College
A community college, sometimes known as a junior college is a higher education institution that provides a two-year curriculum that can lead to an associate’s degree. Other programs in place include a transfer program towards a four-year degree and occupational programs, one and two-year programs of study. Besides coursework focusing on academic programs, courses are also often offered at the community college for personal growth or development.
 
Historically, community colleges sprang up in the early 20th-century as a way to meet young adults’ needs who did not or could not afford to leave their families to pursue further education. Early on, many community colleges helped support African Americans and women who wanted to go to college. Many students prepared for grammar school teaching positions or enrolled in new vocational education programs in community colleges. These smaller schools were developed locally, in communities, further distinguishing them from typical four-year schools which had campuses where students needed to leave home and stay in student dorms. 
 
Traditionally, the community college student went to school to pick up a two-year degree. Now it is quite common for community college students to continue on in their education within a four-year college, thus transferring their community college credits.
 
In this video, the College Course discusses why you should go to community college before you go to university.
 
 
What can you study at a Community College?
 
Many of the subjects taught in a four-year college are also taught in a community college. Most
. . .read more
View Pages:<<Prev  121 122 123 124 125 126 127 128 129  Next>>
Recent Articles
Learn how community colleges have evolved to prepare students for the global economy.
Learn about the demand for technicians of alternative fuel automobiles and its future career potential. Start your career as an alternative fuel vehicle technician at your local community college.
Learn about academic probation and dismissal, as well as the strategies you can enact to ensure you remain in good academic standing with your community college.