Financing

Paying for community college can be overwhelming. Use the tools, resources and tips within this section to help you finance your education. From student loans to scholarships, we’ll cover the most common financial aid options available to community college students. Get money saving tips, learn more about Pell grants, and explore the federal work-study program.

View the most popular articles in Financing:

Paid Drug Testing Trials: The Risks to Community College Students

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Paid Drug Testing Trials: The Risks to Community College Students
Should you undergo the risks associated with paid drug testing trials both on and off your community college campus? Learn about the benefits and risks associated with these testing trials.

Amidst an economic crisis, rising tuition costs, and a more competitive job market, community college students looking for ways to generate income. One alternative wage-earning option helping students to make ends meet involves monitored drug trials and clinical studies. In fact, as North Jersey News reveals, “Joining a study has compelling advantages... You can take pride in helping others.” Adding to the benefits gained by researchers and patients, students enrolled in safe and controlled clinical trials are able to earn extra cash to help cover the many costs of their education and living expenses.

Yet, before signing up, experts assert that students must be aware of the serious potential cons amidst the seemingly ideal pros.

Drug Trial Opportunities

While each community college campus, as well as nearby hospitals and universities, typically offer their own unique opportunities for clinical studies and trials, students often seek out more widely available venues as well. For example, companies such as GPGP, a free online directory service listing an array of of volunteer-based trial opportunities, allows interested individuals to pursue thousands of national and even international research studies. As GPGP explains, “Volunteering for strictly regulated and ethical approved studies can be an excellent way to help to pay educational costs, supplement your income while working, or fund your travels while spending time in foreign countries.”

Individuals who are healthy, eligible, and who comply with all of the required study mandates can enjoy an added income with minimal extra

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Enjoy Free Healthcare Services at Your Local Community College

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Enjoy Free Healthcare Services at Your Local Community College
Learn about the opportunities and free healthcare services available at your local community college. Whether you need dental, medical, or even physical therapy treatment, your local community college may be able to provide you with the care that you need, regardless of your budget.

Did you know that your local community college medical clinic may be an excellent source of free health care? In fact, USA Today reports that community area clinics helped nearly seven million uninsured patients in 2008! Considering that nearly 21 percent of the nation’s citizens are currently struggling to pay medical and prescription drug bills, community college clinics are playing a large role in helping to fill the financial void.

How Can Community Colleges Provide Free Services?

Free healthcare services at your local community college may seem too good to be true. After all, how can community colleges afford to provide free medical treatment? The answer lies in innovation. Through creative programs, community colleges leverage student support to create opportunities for free healthcare.

For example, students who are enrolled in dental programs, health care classes, and other medical fields are often required to participate in hands-on field practice. Community college clinics provide students in the medical fields with realistic training experiences – which translate into a mutually beneficial situation for both the students and community.

In these clinics, students often hold the responsibility of providing examination and health services to any incoming patients. These students, of course, are highly qualified in their area of study, and they are also required to be supervised by a certified and licensed professional. This translates into solid medical care for the community.

This video offers an overview of

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Single Parents Find Special Financial Support at Community Colleges

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Single Parents Find Special Financial Support at Community Colleges
Learn about the financial, childcare, and academic support that community colleges offer single parents and low-income families.

In a slow economy, single parents often feel the brunt of financial difficulties first. To help all students achieve their academic goals, a rising number of community colleges are providing single parents with special financial support. In fact, single parents may qualify for reduced or even free tuition, which can help them increase their skills and competitiveness in the job market.

The Tremendous Costs of Single Parenting

Many community colleges across the country recognize that single parents face greater financial difficulties than other students. Examining the struggles of single parents, Stamford Plus and Connecticut’s Fairfield County Community Foundation (FCCF) found that a single parent with one child living in the Fairfield area requires a minimum income of $58,000 each year—and this estimate only covers a parent and child’s basic costs!

Adding to this, the FCCF reports that 21,000 local households are comprised of a single female parent with a child or children under the age of 18. To respond to this large population’s needs, Norwalk Community College (NCC) has become a leader in the education field, providing new and innovative programs to support single parents.

On Campus, Single Parents Are Not Alone

Located in Norwalk, Connecticut, NCC has created a new Family Economic Security Program (FESP). With support from the Fairfield County Community Foundation’s Fund for Women and Girls and the NCC Foundation, eligible students will have access to

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Does Your Community College Offer Support in a Time of Crisis?

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Does Your Community College Offer Support in a Time of Crisis?
In a time of economic uncertainty, more community colleges have begun to offer reduced or free tuition. Learn about the national movement and proposed legislation that may make all community colleges tuition-free for the unemployed.

As a response to the weakened economy, workplaces across the country are cutting back on their employees and salaries. While this may come as a devastating and unexpected surprise for many workers, some community colleges view this unfortunate downturn as a potential time for new opportunities.

Some community colleges are providing students with "insurance" against unemployment, while others are outright giving free tuition to students. While many community colleges have independently been offering residents free or reduced tuition, federal legislation may give unemployed individuals across the nation free access to further education.

This video looks at reduced tuition at community colleges.

Pending Legislation for Greater Support

In light of recent job cuts across the United States, many residents and leaders support plans to offer reduced or free tuition for unemployed citizens. As The Pittsburgh Gazette reports, Pennsylvania’s U.S. Senator Bob Casey is one of the many senators and government officials proclaiming that reduced tuition may help foster an improved workforce for the future. Casey hopes to pass legislation that would create an Unemployment Tuition Assistance Program in the Department of Labor, wherein individuals who are receiving unemployment payments will be automatically notified as to whether or not they could also receive tuition assistance. If all goes as planned, the legislation could help reimburse schools a maximum of $1,000 per student.

While this plan sounds optimistic,

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How Financial Aid Under President Obama Will Impact You

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How Financial Aid Under President Obama Will Impact You
Learn about President Obama's budget proposals, entitled "A New Era of Responsibility," and the provisions outlined that will help community college students access affordable education.

As workers face a bleak economy with high rates of layoffs and low rates of new employment, President Obama has initiated new plans to help workers become more educated to compete in the job market.

In fact, in Obama’s recent 2009-2010 budget proposal, he clearly made college education a focal point for the improvement and success of the United States. Titling this budget proposal “A New Era of Responsibility,” Obama is seeking to provide students with additional financial aid support through both student loan programs and Pell Grant programs. With this approach, current and future college students may be able to save money while preparing for their futures.

An Increase in Aid

Through the proposal, President Obama asserts that the path to an enhanced economy and society is achieved through education. As the document states, college should be more properly funded and supported to, “Make sure that we have a highly-educated workforce and that the opportunity to go to college is not determined by how much money you have.”

To allow all individuals, regardless of income, to gain access to higher education opportunities, Obama’s proposal to increase student loan and Pell Grant financial aid support should stimulate an almost immediate benefit. Essentially, the 2009-2010 budget proposal allows for an increase in the maximum Pell Grant amount for each student. Currently, the Pell Grant maximum was capped at $4,731 per person; Obama has proposed to raise this maximum to $5,350 per

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Financing

FINANCING BASICS
Build the foundation needed to navigate the community college financial aid system. Learn which schools are the most affordable, get money tips on reducing college costs, and explore the latest initiatives to make community colleges even more accessible.
The College Cost Reduction and Access Act of 2007
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Federal Work Study Programs: Pros and Cons
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GRANTS & SCHOLARSHIPS
There's nothing better than free money, and these articles can help you get grants and scholarships for your community college education. Acquire information on Pell grants and why you should take advantage of them, learn how you can earn money through community college writing and get the latest news on scholarships and funding.
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